If a court order directs your employer to send a percentage of your check directly to a specific creditor, you will no longer have control of your income or be able to provide input on how you want your bills to be paid. You will also lose privacy when it comes to these personal issues…
Bankruptcy can remain on your credit report for several years. While this may seem like bad news, the reality is that those filing for bankruptcy in Augusta may already have a reduced credit score, and filing will not significantly impact it further. More importantly, pursuing bankruptcy can actually provide individuals with an opportunity to start…
Filing for bankruptcy in Augusta is never an easy choice. Not only do many people find it challenging to face the social stigma that comes with filing for bankruptcy, but they also tend to feel embarrassed after filing and worry about what others will think of them. However, if you are going through this, know…
Filing for bankruptcy is a complicated undertaking that can have severe implications for your future and finances. What’s more, even if you file for bankruptcy in Augusta, it is not guaranteed that all your debts will be wiped clean. That is why if you are thinking about bankruptcy, consider first discussing your options with an…
Filing for bankruptcy is not an easy decision. For many, it’s a last resort to help them get ahead of their financial challenges. However, even if you decide that bankruptcy is right for you and your family, you may not fully grasp what this process entails. For these reasons, in the below blog post, we…
In Georgia, wage garnishment laws restrict the amount of money lenders can take from your checks following a court judgment. However, most people do not understand these laws or have no idea how they would apply to their case. That is why in the below blog post, we will go over everything you need to…
When your debt starts to feel like it is out of control, there are things you can do to make your loans and credit card payments not seem so overwhelming. In the guide below, we will walk you through ways to manage and reduce your debts and show you how an experienced Georgia debt management…
Student debt continues to be a significant problem for individuals across the United States. The Council on Foreign Relations indicates that student loans have more than doubled over the last two decades. In fact, about 48 million U.S. borrowers owe more than $1.6 trillion in federal student loans, with private loans bringing the total above…
You may find yourself in a situation where you can no longer afford your Chapter 13 plan payments. Depending on your circumstances, you may be able to convert your case to a Chapter 7 bankruptcy, giving you the ability to complete your case and receive a discharge (meaning you satisfied all of your obligations). But,…
When you’re experiencing debt collection calls and letters, to say it’s a stressful time is an understatement. However, you do have rights when it comes to debt collection that you should know. In 1972, the Fair Debt Collection Practices Act (“FDCPA”) became law. The FDCPA is a consumer protection law that establishes individual protections against…
