Many people face financial difficulties more than once in their lives. However, if you own a business that is financially struggling, it affects not only the business itself as well as your personal finances. Businesses fail for many reasons; however, the primary reason is cash flow problems. So, what do you do if you’re facing…
Americans are experiencing record lows when it comes to their financial satisfaction, with 43 percent planning to add to their debt over the next six months. People relying on credit cards to bridge the gap between what people need and can afford can often result in a slippery slope, leaving people in worse financial shape….
Chapter 7 bankruptcy can seem simple. You file for it, and if approved, most of your debt gets wiped out. Afterward, you have a clean slate and the only significant cost to your life is a big hit to your credit scores. You will be able to recover in time, but there’s something else you…
Bankruptcies can be a little complicated, and complicated things can take time. How long does a bankruptcy take in Georgia? Even if you have a simple one, you can expect it to take at least four to six months, but many will take longer. At Seymour and Associates in Augusta, GA, we can walk you…
Financial hardships can come out of nowhere. Divorce, medical emergencies, and other life events can conspire to put people into challenging situations. When someone is experiencing dire financial circumstances, bankruptcy might be the only way out. Nobody sets out in life to end up filing for bankruptcy, and doing so doesn’t represent any kind of…
Graduating from college represents several years of hard work. Once the diplomas get framed and the graduation gowns and mortarboards are put in the closet, many new grads face the stark reality of having to potentially pay back thousands upon thousands of dollars in student loans. Depending on the field or other economic conditions, finding…
Are you struggling financially? Bankruptcy may be an option to help you get back on your financial feet – but you may be asking – when should you file for bankruptcy? It is a big financial step to take and it can be stressful, overwhelming and emotional. The Law Firm of Seymour and Associates, P.C….
Are you in dire financial straits? Are you considering declaring bankruptcy to help protect your assets and clear your debt? Georgia residents who are faced with the decision to file for bankruptcy may be asking – what are the differences between Chapter 13 and Chapter 7 bankruptcy – and we can help at the Law…
Dealing with debt is difficult and confusing. The most popular options to deal with it are bankruptcy or debt consolidation. Read the following for the facts, benefits, disadvantages and costs of both. The Facts of Debt Consolidation Getting started with debt consolidation means contacting a debt consolidation service and having them assist you with your debt. Debt consolidation…
What is a Chapter 7 Bankruptcy? Depending on your financial situation and your ability to repay your debt, you may want to consider filing for Chapter 7 Bankruptcy. In Augusta, bankruptcy is a common solution for individuals who are struggling to pay their bills. Individuals and married couples who have large amounts of personal debt, whether it…
