Bankruptcies can be a little complicated, and complicated things can take time. How long does a bankruptcy take in Georgia? Even if you have a simple one, you can expect it to take at least four to six months, but many will take longer. At Seymour and Associates in Augusta, GA, we can walk you…
Financial hardships can come out of nowhere. Divorce, medical emergencies, and other life events can conspire to put people into challenging situations. When someone is experiencing dire financial circumstances, bankruptcy might be the only way out. Nobody sets out in life to end up filing for bankruptcy, and doing so doesn’t represent any kind of…
Graduating from college represents several years of hard work. Once the diplomas get framed and the graduation gowns and mortarboards are put in the closet, many new grads face the stark reality of having to potentially pay back thousands upon thousands of dollars in student loans. Depending on the field or other economic conditions, finding…
Are you struggling financially? Bankruptcy may be an option to help you get back on your financial feet – but you may be asking – when should you file for bankruptcy? It is a big financial step to take and it can be stressful, overwhelming and emotional. The Law Firm of Seymour and Associates, P.C….
Are you in dire financial straits? Are you considering declaring bankruptcy to help protect your assets and clear your debt? Georgia residents who are faced with the decision to file for bankruptcy may be asking – what are the differences between Chapter 13 and Chapter 7 bankruptcy – and we can help at the Law…
Dealing with debt is difficult and confusing. The most popular options to deal with it are bankruptcy or debt consolidation. Read the following for the facts, benefits, disadvantages and costs of both. The Facts of Debt Consolidation Getting started with debt consolidation means contacting a debt consolidation service and having them assist you with your debt. Debt consolidation…
What is a Chapter 7 Bankruptcy? Depending on your financial situation and your ability to repay your debt, you may want to consider filing for Chapter 7 Bankruptcy. In Augusta, bankruptcy is a common solution for individuals who are struggling to pay their bills. Individuals and married couples who have large amounts of personal debt, whether it…
It Is Essential To Know The Positive And Negative Sides Of Filing For Chapter 13 Bankruptcy Before people make big changes in their life, they sometimes like to create a list of positives and negatives to help themselves make an informed, logical decision. If you are thinking about filing for Chapter 13 bankruptcy in Augusta, this could…
Whether you are happy about the election results or not, the one thing most Americans can agree upon is a change is needed in Washington. One major challenge for individuals receiving social security benefits is the garnishment of their social security checks by the federal government for unpaid student loans. The government calls it an…
HAMP (Home Affordable Modification Program) expired on December 31, 2016. But, if you missed the deadline to apply for HAMP, don’t despair. Fannie Mae has rolled out the new Flex Modification program in the hope that more homeowners will avoid foreclosure and will be able to remain in their homes. The new Flex Modification combines the features…
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