Bankruptcy Lawyers in Augusta
Call Us Today 706.872.7117
Learn More About How We Can Help

Fill out the form below to get in touch with our team!

  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please enter a message.
    Please select an option.
Exclusively Providing Services For Bankruptcy & Student Loans

Chapter 7 Bankruptcy Lawyers in Augusta

Let Us Help You Get Out from Under Your Debt

Nobody thinks he is ever going to have to file for bankruptcy. Isn't that what happens to people who have absolutely nothing left? Doesn't it ruin your credit forever? In short – no. Those are false beliefs that, unfortunately, many people think are true. In reality, filing for bankruptcy can be life-changing in the best way possible. If you're struggling to keep your head above water, it can be your chance for a brand new beginning, and our Augusta Chapter 7 bankruptcy lawyers can help you through.

Why File for Chapter 7 Bankruptcy?

If you have accumulated a large amount of debt that you are unable to repay and the harassing calls from debt collectors will not stop, you could be a good candidate for Chapter 7 bankruptcy. Augusta residents who file for Chapter 7 bankruptcy typically do not have jobs or a reliable source of income. The bills keep coming and they simply do not have the ability to pay them.

Contrary to what people may say, you do not have to lose a home or car when you file bankruptcy. We know how to protect your assets while eliminating your debt.

You should not be ashamed if you are in this situation because oftentimes, people who file for Chapter 7 in Georgia have not been irresponsible with their money; many individuals have lost their jobs, are going through a messy divorce, or someone in their family had an unexpected emergency that resulted in piles of medical bills.

Contact us to schedule a free case review. Find out if Chapter 7 bankruptcy is the right solution for you and your family.

How Does Filing for Chapter 7 Bankruptcy in Augusta Work?

The first thing you must understand is that bankruptcy law is one of the most complicated forms of law in the United States. It is important to educate yourself, but this is not something you're going to master and be able to handle yourself.

Chapter 7 bankruptcy looks at everything you owe (your debts) and everything you own (your assets). Your property will be divided into two different categories:

  • Non-exempt items will be sold in order to pay off your creditors. This does not mean you're going to lose everything you own; you're going to get rid of things you do not need, and they are going to help pay off some of your debt. Examples of non-exempt items include family heirlooms, a second vehicle, any cash, stocks, bonds, investments, or valuable collections.
  • Exempt items are property that you will get to keep after filing for Chapter 7 bankruptcy. This could include a portion of equity in your home, household furnishings and appliances, your vehicle (up to a certain value) and jewelry (up to a certain value). Your Georgia bankruptcy attorney will be able to look at your specific case when you meet and help you understand what you may be able to keep.

Once this is all taken care of, you will find that all or most of your debt has been forgiven. There are certain debts that are non-dischargeable, which means you will still be obligated to pay them.

Non-dischargeable debts include:

  • Student loans
  • Child support
  • Alimony
  • Taxes and tax liens
  • Debts obtained through fraud

Contact Our Augusta Chapter 7 Bankruptcy Lawyers for a Free Consultation

Dealing with debt can seem very lonely, but it doesn't have to be when you work with Seymour and Associates. Our Chapter 7 Bankruptcy attorneys are extremely sensitive to how you're feeling right now and we will use our more than three decades of experience in bankruptcy law to help you get your life back on track.

Our firm only handles bankruptcy and student loan law cases, so you can rest easy knowing that you are in good hands.

Reach out to our Augusta Chapter 7 bankruptcy attorneys at Seymour and Associates by calling us at (706) 872-7117 for a free consultation.

What Our Clients
Have to Say

  • Wonderful Service.

    “They have both been wonderful from the beginning!!”

    M.B.

  • Thank Goodness They Are Punctual!!!

    “They ALWAYS have clients but my wife and I never have to wait long to be seen.”

    R.M.

  • I was very impressed with the everyone in the office with their courteous "down to earth" kindness.

    “Very happy that I decided to visit their office!”

    R.W

  • I wanted to let everyone know just how passionate I am about this office.

    “I can not say enough good things about this firm. I will point everyone I know that needs help in their direction.”

    M.A

  • Thank You! Thank You!

    “I want to thank Angie, Adrian, and all y'all for reaching out to me.”

    D.B.

Uniquely Skilled Bankruptcy Law Firm

  • More Than 30 Years of Experience
  • We Have Handled Over 10,400 Bankruptcies
  • Flexible Payment Plans to Meet Your Needs