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Toll-Free: 888-704-3644
Phone: 706-868-1968
Seymour & Associates, P.C.

Debt Relief is Just Around the Corner with Our Augusta Bankruptcy Law Firm

Not all law firms that say they can handle your bankruptcy case are the same.

There are so many lawyers out there who don't want to focus on one area of law and end up spreading themselves too thin. By putting their hands in too many pots, they become a jack-of-all-trades and a master of none. When you're dealing with a complex bankruptcy case that can determine your entire financial future, this is not the type of person you want as a trusted advisor.

You need help from a law firm that handles only bankruptcy law. At the Augusta bankruptcy law firm of Seymour & Associates, P.C., our experience—more than two decades of experience in both consumer bankruptcy and debt elimination—makes us one of the most successful bankruptcy law offices in the entire Southeast. We have experience…and experience counts.

We know how overwhelming it can be to feel completely stuck in a financial mess, so our goal is to make things easy for you. Our fees are some of the lowest in the area, we offer flexible payment plans and your first consultation with us is completely free. We're even on Saturdays, by appointment only.

Put an end to your debt today and call Seymour & Associates, P.C., today at 706-868-1968 or toll free at 888-704-3644.  

 

 

Which Form of Debt Elimination Is Right for You?

If you're tired of stressing out, losing sleep, and worrying every single day, it's time to take control of your financial situation. It may not feel like it, but you do have options if you're dealing with credit card bills, medical bills, lawsuits, garnishment, foreclosure, repossession, or even unpaid taxes. At Seymour & Associates, P.C. we handle two main forms of bankruptcy: Chapter 7 and Chapter 13

Your bankruptcy attorney will be able to look at your specific case and make recommendations as to how you should proceed, but in general, you will go one of two ways:

Chapter 7 Bankruptcy in Augusta

Chapter 7 bankruptcy is an option for individuals or married couples who are completely overwhelmed by their debt and have little or no income. Any property that you own that is considered to be "non-exempt" will be sold to pay your creditors; you will still be able to keep "exempt" property, which could include things like your primary vehicle and household furnishings. This is an excellent option for people who have a lot of consumer debt, like credit cards and personal loans. There are certain debts that cannot be discharged under Chapter 7, including student loans, child support, and taxes.

It is very important to contact a Chapter 7 bankruptcy attorney to handle this for you; bankruptcy law is extremely complex and you don't have room for error when it comes to finally getting an opportunity to get rid of your debt.

Chapter 13 Bankruptcy in Augusta

Chapter 13 bankruptcy is usually an option for people who do not qualify for total liquidation under Chapter 7 or are facing a loss of their home, car, or wages. Individuals who file for Chapter 13 will typically have a reliable, regular source of income—but that income is just not enough to cover all their current bills and debts. Under Chapter 13, we assist the debt in establishing a court ordered payment plan which will pay your creditors a portion of their debt over a three to five year period. Seymour & Associates can take a look at your finances, tell you whether or not Chapter 13 is an option for you, and then help you move forward with the entire process.

Contact Our Georgia Bankruptcy Attorneys for a Free Consultation

Bankruptcy is definitely not something you want to deal with on your own. When you hire Seymour & Associates, P.C., to handle your case, you can be sure you're putting your faith in the right bankruptcy law firm. We have helped thousands of individuals get their lives back on track and erase years of debt trouble by filing for bankruptcy in the U.S. Bankruptcy Court for the Southern District of Georgia.

Call Seymour & Associates, P.C. today for a completely free consultation at 706-868-1968 or toll free at 888-704-3644

Our Augusta bankruptcy law firm frequently assists clients from Evans, Martinez, Grovetown, Hephzibah, and Thomson. This includes Richmond County, Columbia County and McDuffie County.

 







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Angie Seymour
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Bankruptcy Attorney Serving Augusta, GA

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy
  • When the bills keep piling up and the debt collectors won't leave you alone, it's time to take action. You should not let yourself drown in debt, and filing for Chapter 7 Bankruptcy may be just what you need to get a second chance at living a debt-free life.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy
  • If you have a reliable source of income that’s not quite enough to pay off your overwhelming debts, Chapter 13 bankruptcy could be a good option for you and your family. When you file Chapter 13, your debts are broken down into an affordable payment plan that is spread out over three to five years. In the end, the remaining amount is discharged. Call today for a free consultation to find out if you qualify for Chapter 13 bankruptcy in Augusta.