The Law Firm Of Seymour & Associates PC (706) 868-1968 101 - B Rossmore Place Augusta, GA 30909
Bankruptcy Lawyer Serving Augusta, Georgia
Skilled Bankruptcy Lawyer That Can Help With Your Debt Relief
Seymour and Associates, P.C. Attorneys at Law "The Bankruptcy Lawyers"
Proudly serving Augusta, GA and the surrounding areas.
Keep your car
Keep your house
Get a fresh start
Enjoy life again
Get rid of credit card debt
Stop repossessions
Stop foreclosures
Stop garnishments
Eliminate or spread out payments
For certain people, filing a Bankruptcy case will achieve the relief from debt that they seek because a bankruptcy can result in the grant of a discharge of debts to an individual. A discharge is the forgiveness of personal liability for debts, which have been incurred prior to the filing of the case.
With few exceptions, creditors are prohibited from suing a debtor, obtaining a judgment, or collecting for debts, which have been discharged and will have no claim on the future income of assets of the individual who has filed for bankruptcy relief as a debtor.
Bankruptcy, while it may relieve a personal obligation to repay a debt, does not eliminate most mortgage or liens on a property. Thus, in order to retain a car or a house, which has been pledged as collateral on a loan, a debtor will ordinarily have to repay the creditor the full amount of the debt over time or redeem the property by paying the full value of the collateral in cash to the creditor.
A bankruptcy lawyer can advise you on your debt consolidation options. If you are faced with mounting debts, please consult with a bankruptcy attorney at Seymour and Associates. Proudly serving the Augusta, Georgia area.