Will I go to jail if I don't pay my debts?

If you are not able to pay off your old defaulted debts then your debt collectors are probably harassing you with a bunch of scary threats. Our Augusta, Georgia bankruptcy clients know these harassing calls can be stopped.  There has been no debtor's prison in the United States since the 1800s.  Therefore, the short answer is that you will not go to jail if you do not pay your debts.  In fact, it is a violation of the Fair Debt Collection Practices Act (FDCPA) for a collector to threaten you with an arrest for failure to pay a debt.  In certain situations, if you have written a bad check, owe back child support, or have unpaid fines, you could spend some time in jail.  However, generally, these are not the types of debts that collectors call about.  If you have questions about how to stop the harassing phone calls, schedule an appointment for a FREE consultation at Seymour & Associates by calling 706-868-1968.


This answer does not create an attorney/client relationship and is for informational purposes only.  We are a law firm licensed in Georgia.   A consultation with a qualified attorney in your area is required to determine specific legal advice as to your situation and applicable law. We are a law firm designated by Congress as a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

Angie Seymour
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Bankruptcy Attorney Serving Augusta, GA