What is an automatic stay and what does it do?

An automatic stay temporarily stops most creditors from doing anything to try to collect their debts.  They can not call you, send letters, garnish wages or threaten lawsuits.  Although it happens automatically when a Chapter 7 or Chapter 13 petition is filed, creditors may not know about it immediately.  



This answer does not create an attorney/client relationship and is for informational purposes only.  We are a law firm licensed in Georgia.   A consultation with a qualified attorney in your area is required to determine specific legal advice as to your situation and applicable law. We are a law firm designated by Congress as a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.



Angie Seymour
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Bankruptcy Attorney Serving Augusta, GA