What do I need to do before filing bankruptcy?

The first step before filing a bankruptcy case, is to come into our office for a FREE consultation.  Guy and I offer many years of experience.  We take the time to get to know you and your family and explain what your options are.  For the free consultation, there are required items you do need to bring and that list is found here.

After the consultation, we will set up an appointment for the documents to be signed.  

The main thing that needs to be completed BEFORE the case can be filed is the credit counseling.  This must be done with an approved credit counseling agency and needs to be done within 180 days BEFORE the bankruptcy case is filed.  Depending on the agency, they may offer counseling in-person, by telephone, or over the Internet.  We can not file the case on the same day as the certificate was received.  Please give yourself enough time before the appointment to sign to complete the credit counseling.  While any approved agency can we used, we recommend using Debtorwise or DebtorCC.


This answer does not create an attorney/client relationship and is for informational purposes only.  We are a law firm licensed in Georgia.   A consultation with a qualified attorney in your area is required to determine specific legal advice as to your situation and applicable law. We are a law firm designated by Congress as a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

Angie Seymour
Connect with me
Bankruptcy Attorney Serving Augusta, GA