Why did AAFES/ Military Star start garnishing my wages without notifying me first?

Most of the time, an individual has warning that their paycheck is about to be garnished.   In Georgia, an ordinary creditor would first obtain a judgment against you in court before garnishing your wages and/or bank account.  However, unlike ordinary creditors, AAFES and/or Military Star do not have to play by the same rules.  They may start garnishing your wages without court process and without warning.

AAFES and/or Military Star have the authority to place an involuntary “allotment” on your wages.  Relief is available in the form of bankruptcy protection.


This answer does not create an attorney/client relationship and is for informational purposes only.  We are a law firm licensed in Georgia.   A consultation with a qualified attorney in your area is required to determine specific legal advice as to your situation and applicable law. We are a law firm designated by Congress as a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

Angie Seymour
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Bankruptcy Attorney Serving Augusta, GA