Yes, your creditors must leave you alone after you file bankruptcy. When you file bankruptcy you call down the thunder of the federal bankruptcy court. A federal bankruptcy judge will issue an order called the automatic stay order. That is powerful. That bankruptcy order tells your creditors in no uncertain terms that they may no longer contact you in an effort to collect their debts. Bankruptcy offers you the protection from your creditors. Your creditors will respect the order issued by the bankruptcy judge. If the creditors make a mistake and ignore the bankruptcy judge’s order, they may be held accountable for violating the automatic stay. Like all judges, a bankruptcy judge expects – no – demands that her orders be obeyed.
This answer does not create an attorney/client relationship and is for informational purposes only. We are a law firm licensed in Georgia. A consultation with a qualified attorney in your area is required to determine specific legal advice as to your situation and applicable law. We are a law firm designated by Congress as a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.