What is the minimum and maximum amount of debt needed to file a Chapter 13?

There is not a minimum amount of debt a person must have in order to file a Chapter 13 case.  However, the Bankruptcy Code section 109(e) does set certain maximum limits for Chapter 13 bankruptcy.  As of April 1, 2013, the Chapter 13 debt limits are $383,175 for unsecured debt and $1,149,525 for secured debt.



This answer does not create an attorney/client relationship and is for informational purposes only.  We are a law firm licensed in Georgia.   A consultation with a qualified attorney in your area is required to determine specific legal advice as to your situation and applicable law. We are a law firm designated by Congress as a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

Angie Seymour
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Bankruptcy Attorney Serving Augusta, GA