Student loan debt is not like treated like a credit card or personal loan debt. If you default on a federal student loan, your student loan creditor is allowed by law to intercept or keep you tax refund. This can be a big problem for your family when you have plans for your refund and suddenly find that you will not be getting it. In addition to taking your tax refund, your student loan creditor may garnish up to 15% of your disposable income without obtaining a judgment.
If you have already had your tax refund intercepted for this tax year, there is nothing that can be done to get the refund back. However, the good news is you don’t have to lose your tax refund next year! I can help!!
If you live in Augusta, Evans, Martinez, Hephzibah or any cities within the CSRA, you can come into our office to meet with an experienced bankruptcy lawyer. We offer free consultations and you will speak directly with either Angela Seymour or Guy Seymour.